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Effective Interest Rate
Fixed Vs. Minimum Payment Calculator
This calculator will show you how much interest you will end up paying if you choose to make the minimum monthly payments, or if you choose to make fixed monthly payments.
Enter principal balance owed ($):
Enter your credit card's annual interest rate (%):
Minimum payment percentage:
Fixed payment amount you could afford each month ($):
Number of months making payments:
Number of years to pay off existing balance:
Longer term payment schedules make take 30 seconds or more to appear on your screen.