What is Debt Management Plan

A Debt Management Plan is a program that assists you in negotiating an affordable repayment plan with your banks for your unsecure facilities. Clients who enroll in our program will benefit from a lower interest rate and the elimination of finances charges, resulting in a lower monthly repayment that is tailored to the clients’s repayment capabilities.

What should I do?

You must understand how much money comes into the household (income) and how much money leaves each month (expenses). This will be your budget, and it will show you how much money you have left over at the end of the months to pay off your debts.

To work out your budget, you can chat through the website or call us at 8818 3816. We will be able to tell you which expenses you can include and how much your creditors are expecting you to spend.

We will be able to calculate how much money you will need each monyh to pay your bills and other regular expenses like meals, transpotation and utilities. After all of your normal expenses have been paid, any money left over will be used to repayment your creditors.

When we have determined how much money you have left, we will go through all of your options with you and recommend the best debt solution for your specific situation.

OUR PROGRAM CAN ASSIST YOU

• Reduce interest and late fees will be waived.

• Reduce monthly repayment amount.

• Avoid further legal actions.

• Eliminate creditor harassment.

• Improve financial management.

• Customise payment to suit your salary date.

More significantly, it is closing one chapter and opening another.

We help our clients thrive in a time of noise and distraction by creating success, experiences that compels people to act. We get behind their life mission and help them to restart.

To start, contact us online or call us at 8818 3816 now, and we will be happy to address the financial strain.